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Interactive self-funded playbook: Is self-funding right for you?

Considering self-funding but unsure where to start? Our interactive playbooks break down everything you need to know about self-funded health plans - from basic concepts to whether it's the right fit for your organization. These engaging, easy-to-navigate resources provide clear guidance on how self-funding works, the benefits of greater control and potential cost savings, and key considerations for implementation.

Explore the playbook:

• Broker Playbook – Tools to position self-funding with your clients

Your Sun Life selling agreement and state advertising regulations require you to use the approved Sun Life marketing materials that we provide you. If you modify or create new materials, relating to the Sun Life companies, their policies, or services, we remind you of your obligation to share these with your Sun Life Employee Benefits Representative for Sun Life’s written approval prior to use.

Absence Management & Paid Leave Solutions news 

Download Sun Life's Q4 2025 Compliance newsletter

Included in the Fourth Quarter 2025 Newsletter:

• Federal Leave and Accommodation Activity
• Recent DOL FMLA Opinion Letters
• Equal Employment Opportunity Commission Enforcement under the ADA and PWFA
• IRS delays enforcement of taxation of PFML benefits guidance
• New and Amended Unpaid Leave and Accommodation Laws – CA, IL, MD, NH, OH, OR, WA
• Developments in Paid Leave Law – CA, CO, DE, NY, OR, WA

Update on Family Leave Insurance- Webinar recording available

On January 20, 2026, Carson Lewis, AVP, Federal Government Relations and Angie Engel, Associate Director of Product Management, gave an update on Sun Life's Family Leave Insurance.

Family Leave Insurance: Now available in Iowa

• Visit sunlife.com/family to learn more about Sun Life’s Family Leave Insurance.

Important PFML updates and reminders

CO PFML – New Neonatal Care leave. Effective January 1, 2026, Colorado expanded their PFML program to allow up to an additional 12 weeks of Neonatal Care Leave.

HI TDI- 2025 Annual Reporting. HI TDI-21 2025 annual report is due to the state by March 1, 2026. Look out for more information requesting your assistance to fulfill their annual reporting requirement.

MA PFML- Private Plan Renewal Reminder. Employers must renew Sun Life private plan exemptions through MassTaxConnect every 12 months. Contact your Sun Life representative for confirmation forms before your renewal date.

ME PFML- New PFML Program launching. Sun Life continues to provide quotes and prepare clients for the new 2026 PFML program starting in Maine effective May 1, 2026. Contact your Sun Life representative for quote information.

OR PFML- 2025 Equivalent Plan Renewals. Oregon requires Employers with approved OR PFML Equivalent plans to renew annually for the first 3 years, then only when plan changes occur. Submit your renewal application and fee at least 30 days prior to the effective date anniversary. Request the OR PFML Exemption Renewal Quick Guides for forms and helpful instructions.

Supplemental Health News

Support for those with diabetes

Nearly 1 in 6 American adults have diabetes. Those with diabetes are more likely to experience costly and longer hospital stays. Hospital Indemnity insurance can provide cash benefits for hospital stays. Critical Illness insurance can provide cash benefits for complications of diabetes including Diabetic Keto Acidosis (DKA) and ulcers. Request a Supplemental Health quote for complete details.

Supplemental Health now available for more employers in Florida

We're excited to offer Hospital Indemnity, Accident, and Critical Illness insurance to groups in Florida with as few as three employees. These plans provide cash benefits to employees for covered conditions. Benefit payments can be used for any reason—from paying bills to buying groceries and gas. All plans can be enhanced with a Wellness Benefit for even more cash back to employees.

Supplemental Health benefit taxation

A Form 1099-MISC will be issued to members for any taxable benefits from 2025 benefit payments. Forms were mailed by January 31, 2026 to the home address on file. See the SH Taxation FAQ for additional details.